City/Dayton Homes under $400,000

Welcome to the charming subdivision of Dayton, a vibrant community nestled in the heart of Montgomery County, Ohio. Known for its rich history, diverse culture, and friendly atmosphere, Dayton offers a unique blend of urban convenience and suburban tranquility, making it an ideal place to call home.

For those seeking affordable housing options, Dayton presents an impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of styles and layouts to suit your needs. From cozy bungalows to spacious two-story homes, this subdivision caters to a wide range of tastes and preferences. Many of these properties feature modern amenities, beautifully landscaped yards, and access to local parks and recreational areas, ensuring that you can enjoy both comfort and convenience.

Living in Dayton means embracing a community that thrives on connection and engagement. Residents can take advantage of the area’s vibrant arts scene, eclectic dining options, and numerous outdoor activities. Explore the scenic RiverScape MetroPark, attend a local festival, or indulge in the culinary delights that this city has to offer.

With excellent schools, friendly neighbors, and a strong sense of community, Dayton is not just a place to live; it’s a place to thrive. Discover your dream home in this delightful subdivision, where affordable living meets a welcoming environment, and start crafting your new life today!

Newest City/Dayton Homes under $400,000

$125,000

3 Beds ⋅ 1 Baths ⋅ 970048 MLS

This three-bedroom, one-bathroom single-story bungalow offers 876 square feet of functional interior living space set on a generous 0.288-acre lot. A primary highlight of the home is the bright three-season room overlooking the grounds. A key major home update includes a brand-new roof installed in 2026, offering long-term weather protection and structural peace of mind for years to come. The interior layout unfolds entirely on the main floor, starting with classic hardwood flooring across the central living areas. The kitchen features standard cabinetry, durable countertop workspace, and reliable functional appliances. Adjacent to the kitchen area, the family room offers soft carpet flooring for everyday relaxation. All three bedrooms are positioned on this main floor, providing easy access to the central full bathroom, which includes tile flooring and traditional plumbing fixtures. Below the main living floor, the house includes a full unfinished basement. This expansive lower area delivers significant extra square footage dedicated to utility storage, seasonal items, laundry appliances, and potential home workshop projects. Moving outside, the enclosed three-season sunroom features screened windows that easily open to enjoy mild weather and outdoor views. This space connects to the large, shaded backyard. The rear yard is suitable for outdoor pets, garden beds, and weekend recreation. Parking is simple with an oversized private driveway that accommodates multiple vehicles for off-street convenience. Location highlights include convenient access to local RTA bus lines and I-35 and I-75, simplifying travel to surrounding retail centers, parks, and regional employment hubs. Overall, this well-maintained bungalow offers solid physical construction, key mechanical upgrades, and great functional value for home buyers or real estate investors.

3517 Idylwilde Boulevard, Dayton

Courtesy of Patrick Toscani and Keller Williams Community Part

$124,900

3 Beds ⋅ 2 Baths ⋅ 970235 MLS

Beautifully Updated One-Level Home Welcome home to this beautifully updated three-bedroom, two-full-bath, one-level property offering comfortable living with numerous recent improvements. The home features a brand-new roof, all new windows, new gutters, new furnace, new A/C unit, and a new water heater, providing peace of mind and modern efficiency. The newly renovated kitchen is a standout feature, complete with elegant quartz countertops and a fresh, updated feel. Also included are all new appliances, including a refrigerator, stove, microwave, and dishwasher. With three bedrooms and two full bathrooms, there is plenty of space for family, guests, or a home office. Outside, the property offers a driveway for convenient off-street parking. With so many major updates already completed, this home is ready for its new owner to move in and enjoy! Schedule your showing today—this one is ready to welcome you home!

3019 Palmerston Avenue, Dayton

Courtesy of Karen Mcrill and Streetlight Realty LLC

$240,000

2 Beds ⋅ 2 Baths ⋅ 970178 MLS

Set in the heart of South Park, this beautifully preserved two-bedroom home strikes that increasingly rare balance between thoughtful updates and original character. Rather than being redone, the home has been tastefully renovated with an eye toward the details that make an older house special. Rich original woodwork, exposed brick, stained glass, and charming decorative embellishments above the interior doorways add warmth and personality throughout. The main level opens into a lovely traditional living room, followed by the dining room and then the kitchen that has been remodeled and features a lovely breakfast bar and granite countertops, with a convenient half bath and separate laundry room tucked just around the corner. The old butler’s panty still remains but is being utilized as an office nook currently. Beyond the kitchen, the home opens into a bright and inviting great room at the rear, where abundant natural light makes the space feel especially warm and comfortable. Upstairs are two bedrooms and a full bath. Outside, a two-car garage provides the kind of practical space that can be hard to find in a historic neighborhood. Full of craftsmanship, color, and character, and remodeled with care this is a South Park home that has evolved beautifully without losing the details that made it special in the first place.

247 Oak Street, Dayton

Courtesy of Carson Brubaker and Streetlight Realty LLC

$122,000

3 Beds ⋅ 1 Baths ⋅ 968516 MLS

Classic Cape Cod charm meets move-in-ready updates in this 3-bedroom, 1-bath home, with an interior renovation completed in October 2024. The big-ticket items are already done: new roof, siding, windows, and gutters plus a tuck-pointed chimney (2020), and a new furnace and water heater (2022). The interior has been thoughtfully updated with a new kitchen featuring cabinets, countertops, plumbing, and flooring. The bathroom was refreshed with a new vanity, shower, fixtures, and plumbing. Throughout the home, fresh paint and new flooring were added to the main level and attic. Additional updates include new window blinds, lighting, and ceiling fans throughout. The basement stairs were repaired or replaced, and the dry sink was replaced as well. An allowance of up to $1,000 will be provided toward the purchase of a new range and refrigerator. The detached 2-car garage also features a new pedestrian entry door installed in 2026. With numerous major updates already completed, this home offers the character of a classic Cape Cod with the feel and convenience of a newly renovated home. Some photos are virtually staged.

65 Gramont Avenue, Dayton

Courtesy of Paige R Jackson and Howard Hanna Real Estate Serv

$120,000

3 Beds ⋅ 1 Baths ⋅ 970103 MLS

Beautifully renovated home fully updated with new appliances, cabinets, countertops, fixtures and beautiful floors throughout. The expansive attic space makes a great recreation or play room. This home is move in ready. No Sign on property. Room sizes are approximate. Owner/Agent

15 Edith Street, Dayton

Courtesy of Adam Walter and Ownerland Realty, Inc.

$129,000

6 Beds ⋅ 2 Baths ⋅ 970054 MLS

Spacious two-story property on North Main Street with flexible living layout and added income potential. Features a main residence plus additional apartment-style living area — ideal for extended family, guests, or rental opportunity. Convenient location close to shopping, dining, and commuter routes. Generous interior space with multiple living areas and strong value-add potential. Great option for investors or buyers seeking extra living flexibility. Property being sold as-is.

2805 N Main Street, Dayton

Courtesy of James Gibson and Keller Williams Community Part

$199,000

3 Beds ⋅ 2 Baths ⋅ 970014 MLS

You will LOVE this Move in Ready 3 bed 1.5 bath Home with Full Basement and detached Oversized 2 car Garage! New LVT Flooring, Freshly Painted, New Carpet in Basement & All Appliances Stay! The backyard is Fully Fenced and you have extra driveway parking with the Garage. This is a highly sought after Belmont Neighborhood! Walk to the Reserve at the corner and hang out with the neighbors! Conveniently located near the Greene, I675, WPAFB, Wright State, & Shopping!

4724 Amesborough Road, Dayton

Courtesy of Kristina R Cummings and Coldwell Banker Heritage

$57,000

2 Beds ⋅ 1 Baths ⋅ 970038 MLS

Great investment opportunity with plenty of potential! This 2-bedroom home is ready for an investor to bring their vision to life. Renovations have recently begun, giving the next owner a head start while still offering the opportunity to finish and customize the property. With a functional layout, living room, dining room, kitchen, and a spacious lot, this home has great potential to become a beautiful residence or rental property. Bring your ideas and make this property shine!

1351 Steiner Avenue, Dayton

Courtesy of Martha Bernate Mejia and Plum Tree Realty

$399,999

5 Beds ⋅ 3 Baths ⋅ 969895 MLS

Huffman Historic District Stunner. Why wait for spring when you can secure this fully remodeled, ~3,000 sq ft 5br 2 1/2 bath Victorian stunner right now? Homes this size in the Historic District rarely come on the market. Immediate occupancy means you can move in, unpack, and host the holidays. Curb appeal shines with a sweeping Victorian front porch—made for crisp autumn mornings. Inside, soaring ceilings, original pocket doors, and a gorgeous original fireplace mantle blend historic grandeur with turnkey modern luxury. Enjoy true peace of mind with an updated HVAC system and new roof in 2019. The main level is built for entertaining. The massive, fully updated kitchen features a large island, granite counters, classic tile backsplash, all included stainless appliances, and a spacious pantry. Flow through to a built-in workspace with a marble desktop and a cozy rear family room. A formal dining room, living room, updated half-bath, and charming dual staircases (front and rear) complete the first floor. Upstairs, the spacious Primary Suite boasts an original mantle and dual closets. The jaw-dropping 2nd-floor bath blends exposed original brick, vintage tile, Moen fixtures, and a glass-surround tub/shower. Down the hall past two more bedrooms is a spectacular 4th bedroom (or ultimate office) wrapped in 8 custom windows offering bird’s-eye views of the district. Walk up to the 3rd floor to discover a ~900 sq ft sanctuary with its own full bath. Whether you need a 5th bedroom, a massive playroom, or a winter hideaway, this space delivers. Outside, enjoy a beautiful yard with a playset, fully enclosed by a highly coveted, grandfathered-in 8-foot privacy fence. Finally, the ultimate garage boasts rugged 2x12 construction, 11-foot ceilings, and a 10-foot door. Settle in before the snow flies and make this turnkey historic gem your own! Some photos have been virtually rendered.

64 Huffman Avenue, Dayton

Courtesy of Steven Koleno and Beycome Brokerage Realty LLC

$105,000

2 Beds ⋅ 2 Baths ⋅ 969848 MLS

This property offers a bright and inviting interior with updated flooring, a refreshed kitchen and bathrooms, and plenty of natural light throughout. The spacious basement provides additional flexibility and storage. With just a few finishing touches, this home offers a great opportunity to make it your own or add to an investment portfolio. Conveniently located with easy access to shopping, dining, and major roadways.

737 Leland Avenue, Dayton

Courtesy of Martha Bernate Mejia and Plum Tree Realty

$80,000

3 Beds ⋅ 1 Baths ⋅ 969788 MLS

Welcome to 217 Fillmore Street! This is a 3-bedroom, 1-bathroom property offering approximately 1,160 square feet of living space. This tenant-occupied home presents an opportunity for investors looking to acquire a property with an existing rental in place. With three bedrooms and a functional layout, the home offers practical rental appeal and the potential for continued income generation. Located in Dayton, 217 Fillmore Street provides convenient access to the surrounding community, local amenities, shopping, dining, and major roadways. With a tenant already in place, this property offers investors the opportunity to add an income-producing asset to their portfolio. Will only be shown once on contract with pre-approval. Property being sold "as-is", no repairs will be made. This property is for sale individually or as part of a group. The addresses that are part of this group are listed below: -2424 Ulrich Ave, Dayton, OH -2436 Ulrich Ave, Dayton, OH -4920 Queens Ave, Dayton, OH -4904 Genesee Ave, Dayton, OH -4913 Genesee Ave, Dayton, OH -1359-1361 Jordan Ave, Dayton, OH See attached Virtual Tour!

217 Fillmore Street, Dayton

Courtesy of Joshua Jahn and Irongate Inc.

$189,900

4 Beds ⋅ 2 Baths ⋅ 969587 MLS

Welcome home to this adorable and move-in-ready 4-bedroom, 2-bath Cape Cod tucked away on a quiet Dayton cul-de-sac! With classic charm, flexible living space, and plenty of room to spread out, 702 Allenwood Ct is ready to make everyday living easy—and a little more fun. Step inside to a bright, welcoming living room and a spacious kitchen with room to cook, gather, and make memories. The main floor offers two bedrooms and a full bath, while upstairs delivers two additional bedrooms and a second full bath—perfect for a private primary retreat, home office, playroom, guest space, or whatever fits your lifestyle. The full basement provides abundant storage and future potential, while the backyard is made for relaxing, grilling, gardening, or letting pets and kids play. Enjoy morning coffee on the covered front porch, evening hangouts on the patio, and the convenience of a one-car garage. Located close to shopping, restaurants, parks, and everyday conveniences, this charming home checks the boxes for comfort, flexibility, and location. Come see why this one feels like home!

702 Allenwood Court, Dayton

Courtesy of Allan Konnagan and Glasshouse Realty Group

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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Mark Ryan Group RE/MAX Victory + Affiliates are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®